Bad credit home loans are specialist lending products suitable for people who have paid or unpaid defaults in their credit file or have a discharged bankruptcy. Usually, mainstream lenders do not offer loans to applicants with a bad credit history. The good news is that there are specialist non-bank lenders who solely exist to serve this market. They are usually referred to as non-conforming lenders. The loan products they offer are usually referred to as non-conforming loans or bad credit loans.
With many non-conforming products to choose from, DotCapital has strong business relationship with non-conforming lenders. We will work with you to first understand your credit and financial position and then help you select a non-conforming lending product which matches your circumstances.